FinnPay

Simplifying Payroll, Loans,
and
Merchant Processing

We provide clear, accessible solutions for managing payroll, securing business loans, consolidating debt, and processing payments.

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Join the growing number of businesses choosing FinnPay for smarter financial solutions. Whether you need simplified payroll, funding support, or merchant processing, FinnPay is here to help you thrive.

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Privacy PolicyEffective Date: December 10, 2025FinnPay ("FinnPay," "we," "us," or "our") is a division of IMC Payments LLC. We are committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, share, and protect information when you visit our website or use our services.
By using FinnPay | IMC Payments LLC services, you consent to the practices described in this Privacy Policy.FinnPay is committed to protecting your privacy and ensuring the security of your personal and business information. This Privacy Policy outlines the types of data we collect, how we use it, and your rights regarding that information.Information We CollectWe collect the following categories of information to provide our services:1. Payroll ServicesEmployee names, addresses, and contact detailsSocial Security Numbers and tax identification numbersBank account information for direct depositSalary, wage, and compensation dataTax withholding preferences2. Business LoansBusiness name, EIN, and legal structureOwner identification (e.g., driver’s license, SSN)Financial statements and bank account detailsCredit history and business performance metricsLoan application details and repayment history3. Merchant ProcessingBusiness name and contact informationTransaction data (amounts, timestamps, payment methods)Customer payment details (encrypted)Device and IP information for fraud preventionHow We Use Your InformationWe use your data to:Deliver payroll, loan, and merchant processing servicesVerify identity and prevent fraudComply with legal and regulatory obligationsImprove our platform and user experienceCommunicate updates, offers, and service alertsData Sharing and DisclosureWe do not sell your personal information. We may share data with:Government agencies for tax and compliance purposesFinancial institutions for loan underwriting and payment processingThird-party service providers under strict confidentiality agreementsData SecurityFinnPay uses industry-standard encryption, secure servers, and multi-factor authentication to protect your data. Access is restricted to authorized personnel only.Your RightsYou may:Request access to your personal dataCorrect or update inaccurate informationRequest deletion of your data (subject to legal retention requirements)Opt out of marketing communicationsTerms and ConditionsEffective Date: December 10, 2025These Terms and Conditions govern your use of FinnPay’s services, including payroll, business loans, and merchant processing.1. Acceptance of TermsBy using FinnPay, you agree to these Terms and our Privacy Policy. If you do not agree, do not use our services.2. EligibilityYou must be 18 years or older and authorized to act on behalf of a business entity to use FinnPay.3. Service UsePayroll: You are responsible for accurate employee data and timely approvals.Loans: Approval is subject to underwriting criteria. FinnPay reserves the right to deny applications.Merchant Processing: You agree to comply with payment network rules and maintain PCI compliance.4. Fees and PaymentsService fees are outlined in your onboarding agreement. FinnPay may deduct fees from processed transactions or invoice monthly.5. Account SecurityYou are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.6. TerminationFinnPay may suspend or terminate services for violation of these Terms, fraud, or non-payment.7. Limitation of LiabilityFinnPay is not liable for indirect, incidental, or consequential damages. Our total liability is limited to the amount paid for services in the past 12 months.8. Governing LawThese Terms are governed by the laws of the Commonwealth of Virginia. Disputes will be resolved through binding arbitration.9. Changes to TermsFinnPay may update these Terms and will notify users via email or dashboard alerts. Continued use constitutes acceptance.For questions or concerns, contact us at [email protected]

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About FinnPay


Our MissionFinnPay exists to simplify and empower small business finance. We unify payroll, business funding, and merchant processing into one seamless platform — helping entrepreneurs save time, reduce costs, and grow with confidence.Who We ServeWe specialize in supporting small and mid-sized businesses across retail, hospitality, services, construction, professional services, e-commerce, and more. Whether you're paying employees, applying for capital, or accepting payments, FinnPay delivers clarity, speed, and trust.What Makes Us DifferentUnified Platform: Payroll, loans, and merchant processing — all in one place.Transparent Pricing: No hidden fees. No confusing terms.Fast Funding: Business loans approved in as little as 48 hours.Secure Payroll: Automated, compliant, and integrated with your accounting tools.Reliable Processing: Accept payments with predictable rates and real-time reporting.Meet Furensic FinnFurensic Finn is our mascot and your financial clarity companion. Finn represents our commitment to transparency, advocacy, and precision. He’s here to help you examine every detail and amplify smart decisions.Our Values=Clarity:= We believe financial services should be understandable and accessible.Integrity: We operate with honesty and accountability.Empowerment: We build tools that help businesses thrive.Innovation: We continuously improve to meet the evolving needs of entrepreneurs.OUR PROMISEFinnPay is more than a fintech platform — we’re your partner in growth. From your first payroll run to your next funding round, to getting paid, we’re here to make finance frictionless.Ready to simplify your business finances?

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